Investment & Pension Consultants

specialising in wealth management.

Services

 

Our clients range from those starting their first job to those who have had a successful career and are now considering retirement and passing on assets to the next generation. Along life's journey peoples circumstances change so it is vital in order to give the best advice we know the clients financial situation, their requirements and attitude to risk before making recommendations.

Our inital report is usually provided at no cost.

Investments                              

At an early stage we discuss our client's attitude to risk ,after agreeing with them a structured portfolio to suit their requirements we recommend Fund Managers for specific investments, ranging from Deposits, Bonds, Equities, Property, Currencies, Commodities and alternative Investments.

We also offer an email service to clients seeking interesting once off Investment opportunities which may arise from time to time. Details are available on request.

Wealth Management

Many people don't manage their financial affairs as well as they should, either due to a lack of expertise or time pressures of work and leisure.

Growth Investments can provide a personal and confidential service where they will work with you in preparing a financial "blue print" and will cordinate with all your existing advisors to achieve your predetermined goals. The client makes all the key decisions while we monitor and review the "blue print" on a regular basis.

Growth Investments can introduce clients to carefully selected professional advisors for specific roles if required in implementing the "blue print".

Retirement Planning and Pensions     

Everyone should plan for retirement especially as life expectancy is going to continue increasing. Pensions for most people are the most tax efficient method of saving and with the recent changes to the Pension legislation have become a much more attractive way of building up a retirement fund.

For example, Private Retirement Funds for company directors and self employed now allow them to choose not only the type of investment (including property and shares) they wish to hold, but also allow bank borrowings.

The variety of options now available mean that it is more important than ever to keep retirement plans under regular review and take expert advice.

Life and Critical Illness Cover

Growth Investments can provide clients and their families with the financial protection they need including income protection and long term care.

From a business point of view we can advise on directors and partnership insurance because if a key person dies it can have a profound effect on the future management or ownership of a business.

Tax Planning

As part of any long term financial planning review clients need to consider income, capital gains and inheritance tax and of course their will. We work closely with tax advisors and lawyers to ensure that a clients assets are structured in the most efficient way.

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